TIPS: Make Extra Money During Weekends

Making money is not easy especially when you need most. There are moments that we have a shortage of financial even if we have stable jobs. This forces us to work even on weekends which is supposed to be our rest time.


Nonetheless, if you are really determined to work for money in order to have at least extra income, you can do all the remedies you know to reach your financial goals.
Here are some of the businesses you can establish during weekends for your extra living.

1.    Put up a garage sale

Collect all the items in your house which you believe are not needed anymore but still usable for others. This could be clothes, shoes, decorations, and much more. You can convert them into immediate cash by selling them to the public. Take note, all items you want to sell should be serviceable so that you can sell them up to 75% of their original price.

2.    Tutor students in summer classes

You can ask anyone in your neighborhoods if they are kids who are taking summer classes and needing a tutoring class. You can tell to their parents, showing your interest to help their child to learn and excel in the different subjects. Request to them at least a minimum for your hourly rate and also ask if how many sessions in a week so you could set your schedules and prepares your learning lessons.

3.    Babysit for Neighbors

Those charming kidos beside your vicinity could also be an absolute foundation of your weekend’s income. You can directly tell to any parents at your neighborhood’s playground that you are offering a babysitting service. They would be gladder if you ask them a favor to take care of their children with pay.

4.    Run errands for others

Supermarket run or grocery shopping for others is also in demand part time job today.  You can do the shopping of any goods for others with the complete checklist of supposed items to buy in exchange for money. You can also post to your social media accounts on what errands you can run for other people. Just see to it that you can do it on time.

source: Business News Philippines

OFW Tips: Mga Dapat Gawin Pagkatapos ng Contract sa Abroad

For our Filipino Overseas Workers abroad, hardworking for more than a year has an ending process. Everyone deserves to have a complete rest from tiredness of working and exhausting problems in life. We need to work for us to survive but we also need to stop from working when we know it’s over.



Well, OFWs may stop from their labors if they retire or their contract would end. But if that might happen, what happens next to their future and their family?

Here are some tips you can follow if you want to stay in the Philippines for good when it happens. Always be in mind that a comfortable life is not that easy if we won’t be clever.

1. Pay all your existing debts.

It is normal for OFWs and their family to be engaged in a big amount of debt, especially for those newbie ones. They may apply for loans in order to pay their placement fee before going abroad but as much as possible, before or after going back to the Philippines, payback them all to avoid a big interest in the end.

2. Save money.

After paying all the debts you had, it is now also the time to save money. Saving is so much important because you don’t know the future might be so if possible put in the bank at least 20% of your salary and do not use it unless it is really an emergency.

3. Live within your means.

Try to control your splendor or any extravagance. You should have to limit spending too much. We know that Filipino are sometimes fun of collections and buying everything they want but you can’t be one of them if you just only know how to resist.

4. Start a business as soon as possible.

Even while you are still working outside the country, you can do it so. Think of a business to put up and let your family manage it in your absent until you decide to stay in the Philippines.

Be a manager of your decisions. Bring effort to do what are necessary to help your lifestyle be better after working for many years. Think more than twice and wise.
 
source: Businessnews

How To Renew Your Philippine Passport While Abroad?

Can I renew my Philippine Passport while I am in abroad? How long does it take to renew it? What are then the requirements? These are just some of the queries that a traveler may know about the actions to be taken. If you are one of them, focus your eyes on reading.

According to the new law signed by our dear president, the Philippine passport will now be valid for 10 years from its previous 5 years of validity. The Republic Act # 10928 that amends the Sec. 10 of RA no. 8239 or the Philippine Passport Act of 1966, states that those regular passports issued under this act shall be valid for a span of 10 years. However,  those passports which were also issued under the old law will only be valid for 5 years.



In addition, those carriers of passports below 18 years of age will be only issued valid for only 5 years and passport validity of less than 10 years may be issued whenever in the National economic interest or political stability of the country such restriction is necessary.

How about now those Filipino travelers who are in abroad especially OFWs who are about to expire their passports? Do they need to return in our country just to renew their passports? The answer is NO.

Once a Philippine Passport will expire and the holder is outside the country, they have a 1 year renewal period to process their passports. The best part then is that, even in their working place (outside the Philippines), they can now renew it.  What they just to submit are the documents to prove their identification and legality. It includes the following:

•  the latest passport you had
• accomplished passport application form from the country you are in, be sure that it is printed in blue or black ink only. 
• any proof that the applicant can provide that would say he/she has not applied for foreign citizenship, e. g.  resident alien card (green card) 
• self-addressed return envelope, with appropriate stamps for express or priority mail with tracking nos.  Via US postal service; or with prepaid mailing envelope from private courier of choice if passports is to be mailed back. 
• passport  fee of $60.00 (non-refundable), payable in cash,  or money order,  bank draft,  certified check or cashier's check made payable to "Embassy of the Philippines" (or "Philippines Consulate General; " if application is made at one of the Philippine Consulates General in the U. S). Personal checks and credit cards are not accepted."
• at least one (1) photocopy of each of the data page/s of the passport; (pages 1-3 for the brown passport or page 1 for the green passport)
• photocopy of any valid identification card where the middle name is fully spelled out: (State ID,  driver's license,  birth certificate, marriage certificate, or baptismal certificate (if applicant's passport is the brown one) 

Note that these following documents are required in the U.S. A renewal of Philippine Passports only.  Firstly, you may ask the country your residing by this time if you need to prepare them.  There might be documents which were added or lessened so be sure to check.

The process of renewing the said passport is by visiting the Phil.  Embassy in your host country and submit the documents to the consulate general. He will be the one in charge in notifying the Department of Foreign Affairs in Manila about it and it will take approximately 8 weeks for your passport to be process completely.



If your option is to personally claim your passport, you can't include the 4th requirements  from the list above.  However, if you're not around in the deadline time to claim your passport, you can assign somebody to get it in the Philippine Embassy. He/she must only present the authorisation letter signed by you,  your old passport, your valid ID photo,  and valid ID of the claimee as well.

source: Efren Nolasco

Countries That Can Visit by Filipino Without a Visa

A travel is a conditional authorization granted to a foreigner by a country allowing him to enter, remain within, or to leave that country.  Therefore, you can’t just visit or enter other countries without this document. But did you know, as of the moment, there are countries which doesn’t need a visa for a foreigner to visit and enjoys his stay?

If your hobby is travelling, exploring the world, meeting other people, eating different delicacies of other countries, experiencing their cultures and tradition and collecting happy memories, check this bunch of countries Filipino can visit without needing visa.

There are almost 60 countries you can stop over, just check it out:

ASEAN:
Brunei Darussalam (14 days)
Cambodia (21 days)
Indonesia (30 days)
Laos (30 days)
Malaysia (14 days)
Myanmar (14 days)
Singapore (30 days)
Thailand (30 days)
Vietnam (30 days)

ASIA:
Azerbaijan (30 days, must have valid visa for Australia, Canada, Japan, New Zealand, Schengen countries, the UK and the US)
Taiwan (30 days, starting from November 1)
Georgia (90 days, must have valid visa for Australia, Canada, Japan, New Zealand, Schengen countries, the UK and the US)
Hong Kong
India (30 days, visa issued upon arrival)
Iran (15 days visa issued upon arrival)
Israel (90 days)
South Korea (30 days, only for Jeju Island)
Macau (30 days)
Maldives (30 days, visa issued on arrival)
Mongolia (21 days)
Nepal (90 days, visa issued on arrival)
Sri Lanka (30 days, visa issued on arrival)
Timor Leste (30 days)



EUROPE:
Kosovo (30 days)
OCEANIA:
Cook Islands (31 days)
Fiji (120 days)
Marshall Islands (30 days, visa issued on arrival)
Micronesia (30 days)
Niue (30 days)
Palau (30 days, visa issued on arrival)
Samoa (60 days, visitor’s permit)
Tuvalu (30 days, visa issued on arrival)
Vanuatu (30 days)
NORTH AMERICA:
Costa Rica (30 days, visitor’s permit)
Dominica (21 days)
Haiti (90 days)
Nicaragua (90 days, visa issued on arrival)
Saint Lucia (42 days)
Saint Vincent and the Grenadines (30 days, visa on arrival)
Turks and Caicos Islands (30 days)

SOUTH AMERICA:
Bolivia (90 days)
Brazil (90 days)
Colombia (90 days)
Ecuador (90 days)
Peru (183 days)
Suriname (90 days)
AFRICA:
Burundi (30 days)
Cape Verde (visa on arrival)
Comoros (visa on arrival)
Djibouti (30 days, visa on arrival)
Gambia (90 days)
Kenya (90 days, visa on arrival)
Madagascar (90 days, visa on arrival)
Morocco (90 days)
Mozambique (30 days, visa on arrival)
Saint Helena (visa on arrival)
Seychelles (30 days, visitor’s permit)
Tanzania (30 days, visa on arrival)
Togo (7 days, visa on arrival)
Uganda (visa on arrival)
Zambia (90 days, visa on arrival)

What are you waiting for? If you found your best trip from the list above, book your flight now and enjoy your vacation.

source: goodnewspilipinas

How To Start A Lugaw Business In The Philippines?

"Lugaw" which is a popular mirienda for all seasons is very known to every Filipinos because of its simply but very delicious taste.  This type of food is so easy to prepare and only requires rice,  water and salt.  But never estimate the Lugaw power because whenever you upgraded its recipe, by simply adding some pork,  chicken or onion flakes,  you can now start your own business by selling it to the public.

Its easy to make profit as long as you are sincere to start it. Lugaw's recipe is too simple and easy so in order to establish your small "Lugawan", all you need is a capital of only 10,000 pesos.

  Here are the simple procedures to build your own fast food of Lugawan.

1. First and foremost, you should study and make your unique recipe.

 We know that lugaw is a common food to everybody, its recipes are so easy to produce but try to think of another version of your lugaw that could attract your customers. You could ask your mom, grandmom,  friends and relatives if they had their special piece of recipe and procedures on how to cook lugaw.  Their version might be what you are looking for in order your business to prosper.

You can also search the web for the different styles of cooking lugaw.  You might get additional ideas.

 2. Choose the best site of your location 

If the location of your house is visible and accessible to many people, you can use it as the venue for your business. Your relatives, neighbors, and friends will be your first customers.

You can also put up your lugawan in the places where people would usually go like parks, schools,  markets and if you afford to occupy a booth or stole in mall,  you could do so.

3. Lastly,  acquire your business registration and other legal matters 

 In every business, whether big or small, it is important for the owner to get first the permit from your municipality or barangay and other legal matters that are needed to pay.  Since you are to handle food, health and sanitation permit is also required.



All these are what you need to start your lugaw business.
Always remember that being a businessman, you should be wise and vigilant in handling your business to attain the best service you will give to your customers. Wear your sweetest smile all the time.

source: Home Business Ideas In Philippines

How Much an Annulment in the Philippines?

The case of annulment in the Philippines is very rare. The main reason why is because of its very expensive cost. Most of the Filipinos choose to be practical and not everyone could afford to apply for it. Maybe even a rich man would double his mind before applying for annulment unless he has really the strong desire to void the marriage.

From the beginning, what is first an annulment? Are they similarities with divorce? In the Philippines, divorce is never been applicable because it is not in the book of law but an annulment could be. Annulment is a legal process where the courts declare a marriage null and void. Unlike divorce, it is usually retroactive, meaning that an annulled marriage is considered to invalid from the very beginning. To simplify it, a marriage has never happened. There were no husband and wife unite together, ever. 

A marriage could be declared void according to Art. 45 of the Family Code of the Philippines thru annulment on the following grounds. The lack of parental consent if either party is at least 18 but below 21 years old, the involvement of fraud, the consent for marriage by the parent but obtained by force, intimidation, or undue influence, the impotency or physical incapability of consuming the marriage, for having serious sexually transmitted disease and the most common ground used as a defense is being psychologically incapacitated by your partner. All of these grounds, when proven by the court, could annul the sanctity of a marriage. It can also lead a family to be miserable especially for children where at the first place, the spouse use only the process of annulment for his own interest. 

According to Att. Raymund Fortun, he revealed in an episode of “Bawal Ang Pasawa Kay Mareng Winnie” that annulment in the Philippines could cost around P450,000. Fortun said that he gave one of the lowest expected amounts because there are bigger firms that may charge by the hour and the final bill could easily double the figure he gave.

Aside from the money, the length period of time for processing should also be considered. Att. Fortun said that the duration of years for his longest case was 3 years. This is due to several factors. A typical case can last up to 1 year and 2 months. 

Atty. Fortun and Pro-Divorce PH Chair Asliyah Limbona bring out a message during the show to mandate the office of the Solicitor General to protect the sanctity of marriage as another factor complicating the process. Abolishing this mandate could change the constitution, Att. Fortun said.

source: GMA news

LOOK: NCR Wage Board Approves P21 Wage Hike

The private sector workers in Metro Manila who are receiving minimum wage will soon be getting an additional rate of P21 daily in their salaries. Based on Wage Order No. NCR-21, issued by the Regional Tripartite Wages and Productivity Board (RTWPB), the salaries of these workers in NCR with minimum pay will increase from P491 to P512.

This may not be a big increase but an early Christmas gift for almost more than 6M minimum wage receiver in 17 cities and municipalities of Metro Manila.

As stated on the Wage Order No. NCR-21, the additional wage rates per day will only apply to all minimum earners in private sectors in the region of Metro Manila regardless of their designation, position or the status of their employment. This will benefit the minimum wage receiver for non-agriculture workers in the region to P512 from P491 starting the end of September. Those in the agriculture sector, small retail, service and manufacturing establishments will get P475 from the previous P454.It is then concluded that domestic workers, employees of Barangay Micro Business Enterprises and even person under personal service of another are not covered by the P21 hike.

Photo credit: ABS-CBN youtube

The big question mark now is that, does it really enough to sustain the daily needs of these minimal receivers? Allan Tanjusay, the spokesman of Associated Labor Union (ALU) said that the P21 salary increase for minimum-wage earners is not sufficient to alleviate the current situation of our workers.

The P21 increase in daily wage remain insufficient for families to cope with rising prices of goods and increasing costs of goods. The P21 is only 4.27% of the current P491 so it obviously did not lift workers out of poverty. Workers do not deserve this very small amount,’’ he said.

The effectivity of the wage order will take effect within 15 days after its publication in general newspaper.